WE HAVE GREAT RATES AND GREAT OPPORTUNITIES!

COME EXPERIENCE COMMUNITY BANKING AT IT'S BEST.

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© Copyright 2020 Community First Bank

NOW OPEN IN

CHARLOTTE


To simplify your banking needs, we’ve designed our new checking accounts around you and the choices that you make. Every new personal checking account includes:

FREE Debit Card - FREE Online Banking - FREE Bill Pay - FREE Mobile Banking - FREE eStatements with online check images - FREE Thank You Gift [see details]….AND, buyback of your unused checks and debit cards from another financial institution, up to $10.00 maximum.

OPEN A “SIMPLY FREE” ACCOUNT

and receive A FREE GIFT!1

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Community First Bank has developed a long history of dedication and care for each community we serve. A positive banking experience with one of our customers—a prompt response, helpful advice or a simple transaction that began and ended with a smile.

Our team of professionals live in the communities we serve. They are caring friends, good neighbors and active members of our communities.

All of us at Community First look forward to continuing to provide the high level of service that so many of you have come to recognize.

APPLY NOWAPPLY NOWSTART HERE

Visit Us Today!

800 E Arrowood Road Charlotte, NC 28217 704-565-0774

NMLS# 607801

Angel Almodovar

NMLS# 437911

Angel Strader

NMLS# 1949197

Jimmy Molina

NMLS# 1538173

Tiffany Santagati

APPLY NOW

Drive-Thru & ATM

Mon - Thurs  8:30am - 5pm

Friday  8:30am - 6pm

Drive-Thru Hours

Friday  8:30am - 6pm

Drive-Thru Hours

Mon - Thurs  8:30am - 5pm

RATES AS LOW AS 3.25% APR*

HOME IMPROVEMENTS

COLLEGE TUITION 

CONSOLIDATE DEBT

Please use this form to let me know you are interested in a Home Equity Line of Credit. I will reach out to you and answer any questions you might have.

I look forward to talking with you.

Angel Strader

NMLS# 1949197

HOME EQUITY LINE OF CREDIT *APR = Annual Percentage Rate. Rates and terms are subject to change. Loans are subject to credit approval. The APR for all outstanding balances will be the Wall Street Journal Prime Rate, which was 3.25% as of 7/30/2020, but will never be more than 18% or the maximum permitted by law. This product has a variable rate feature.  Minimum credit score for WSJ Prime rate is 700; LTV< 80%; DTI<40%. Closing Cost: Customer will be required to pay Title Insurance, which is required on all loans. If loan amount is greater than $400,000.00, customer will be required to pay for an Outside Appraisal. Rates and terms are subject to change. Loans are subject to credit approval. FEES IMPOSED BY THIRD PARTIES: For NC loans, Community First Bank will pay all closing cost with the exception(s) noted above. If your account is paid in full and closed within 24 months you will be required to reimburse the Bank closing costs paid on your behalf up to $750 upon closing your account. Refer to your Home Equity Line of Credit Agreement (for home equity lines of credit) for all fees related to this Agreement. Initial Draw: There will be a required minimum initial draw in the amount of $15,000.00.

 Minimum opening deposit is only $50. Ask us for details. Community First Bank rules and regulations apply. Other fees such as non-sufficient funds, overdraft, sustained overdraft fees, etc. may apply. See fee schedule for details. Free gift may be reported on a 1099-INT or 1099-MISC. Free gift provided at the time of account opening. We reserve the right to substitute a gift of similar value. Up to $10 for checks and debit cards from another financial institution given at the time the checks/debit cards are presented. Transaction items include all debits and credits. If the Simply Free Business or Business Interest account exceeds 1,000 free monthly transactions, the account may be converted to another checking product. If the Simply Free Business or Business Interest account exceeds $10,000 in monthly coin and currency deposits, the account may be converted to another checking product.

HOME IMPROVEMENTS • COLLEGE TUITION • CONSOLIDATE DEBT